Insurance and Fees

 

Therapy is a meaningful investment in your emotional well-being and long-term growth. My practice is built around personalized, attentive care informed by advanced training and evidence-based approaches. I strive to make the financial side of therapy as transparent and straightforward as possible so you can fully engage in your growth and healing.

Rates

My standard fee is $175 per 53-minute session.
For 90-minute sessions, including for EMDR, couples, and family sessions, the fee is $220.

Payment is due at the time of service unless arrangements have been made in advance. I can accept cash, credit/debit cards, and HSA/FSA cards. 

Insurance

Accessibility is an important value in my practice, and I am in-network with the following insurance companies:

  • Aetna
  • Premera
  • First Choice Health Network (FCH)
  • Regence BlueShield of Washington
  • Quest Behavioral Health
  • Carelon Behavioral Health
  • Medicare

Out-of-Network Coverage

If I am out-of-network with your insurance plan, you may still be able to use your insurance to partially or fully pay for sessions. Many insurance plans offer considerable partial or full reimbursement rates for out-of-network mental health services. If you are out-of-network and seek reimbursement from insurance, I will provide you with monthly ‘superbills’ that you can submit to your insurance carrier or employer for possible reimbursement.

Good Faith Estimate

If you are paying privately, you have the right to receive a Good Faith Estimate explaining the expected cost of services under the No Surprises Act. You may request this at any time before or during treatment.

Frequently Asked Questions

Whether you’re using in-network or out-of-network insurance benefits, I highly recommend calling your insurance company to confirm your mental health coverage. You may want to ask:

  • Do I have mental health benefits?
  • What is my deductible, and has it been met?
  • What is my copay or coinsurance?
  • Do I need preauthorization?
  • How many sessions per year are covered?

If you are using out-of-network benefits, you might also ask:

  • How much does my plan reimburse for out-of-network, outpatient mental health care?
  • How many outpatient mental health sessions per year does my plan cover for out-of-network?

Please note that insurance companies require a mental health diagnosis for reimbursement. 

A superbill is a detailed receipt that includes the information your insurance company may require in order to reimburse you for out-of-network therapy services. It includes the dates of service, the type of service provided, and a diagnosis code, as required by insurance companies.

If you have out-of-network benefits, you can submit the superbill directly to your insurance provider for possible reimbursement. Reimbursement rates vary depending on your specific plan and whether you have met your deductible.

Because every insurance plan is different, I recommend contacting your provider to understand your out-of-network mental health benefits before beginning therapy.

I care deeply about making therapy accessible and hold a limited number of sliding scale openings in my practice. At this time, those spots are full. If finances are a concern, please feel free to reach out. I’m happy to help you explore some options.

Your appointment time is reserved specifically for you. If you need to cancel or reschedule, I ask for at least 24 hours’ notice. Appointments canceled with less than 24 hours’ notice will be charged the full session fee.

 

I understand that life happens and unexpected situations can arise, and I approach these instances with care. This policy helps protect the consistency of the practice and the time set aside for each client. If you have concerns or questions about this policy, please feel free to contact me for more information.